Join the Azienda Family
Become a member and unlock access to fair financing, dividends, exclusive programs, and a supportive community committed to your growth.
- Low Rates
- Member-first lending
- Dividends
- Grow your shares
- Programs
- Education & support
- Community
- Events & engagement
Qualifications
- At least 18 years old and of good moral character
- Residing or working within Cebu City
- Willing to comply with cooperative by-laws and policies
- Ability to meet the minimum share capital requirement
Online Application
Apply at your convenience download the form or complete it online.
Rights of Membership
As a valued member of Azienda Communities Multi-purpose Cooperative, you are entitled to a range of important rights and privileges, designed to empower your participation and maximize your benefits:
- Equal Voice: Enjoy equal voting rights with all other members, regardless of the amount of Share Capital you've contributed.
- Access to Services: Avail yourself of all cooperative services and facilities, including:
- Loans tailored for members.
- Tax-free interest income on all your savings and time deposits.
- Participation in our Medical Mutual Aid Fund (MMAF).
- Invest & Earn: Invest in a tax-exempt, dividend-bearing Share Capital, contributing to and benefiting from the Cooperative's capital base.
- Financial Transparency: Be fully informed about the financial status and health of the Cooperative.
- Active Participation: Attend and actively participate in all General and Special Meetings held for the membership.
- Information Access: Have full access to information regarding all policies, guidelines, rules, and procedures that impact your membership rights and interests.
Duties and Responsibilities of Membership
- Abide by the cooperative by-laws, rules, and policies
- Pay the required share capital and obligations on time
- Patronize cooperative services responsibly
- Participate in meetings, elections, and trainings
- Uphold cooperative values and good standing
- Promote the cooperative within the community
Ready to become a member?
Apply online in minutes or connect with our team for assistance.